Licensed agents · We're not the governmentLicensed in 8 states
Not sure if Obamacare is an option for you?
We're licensed insurance agents who help families understand and make the most of the Health Insurance Marketplace. In English or Spanish, at no cost and with no obligation.
Talk with a licensed agent who can review your situation and explain which Marketplace plans are available where you live.
Independent agents
We're not the government
Licensed agent
License you can verify in Texas
Guidance at no cost
You don't pay us anything
We're not the government. We're agents here to help you.
What we are
- Insurance agents with a state license you can verify in the public registry.
- People who explain the Health Insurance Marketplace to you, in English or Spanish, and stay with you if you decide to enroll.
- A private company: Mario Barrera LLC.
What we're not
- We are not HealthCare.gov or the Health Insurance Marketplace®.
- We are not an agency of the U.S. government, CMS or HHS.
- We don't decide your eligibility or approve financial help: the Marketplace does.
You can always apply on your own, without us, at HealthCare.gov. Our job is to make sure you don't have to do it alone if you'd rather not.
Mario Barrera LLC · NPN 17440153 · Texas License #3008095
Search for your state, city or ZIP code
See the Marketplace plans and primary care doctors in your area.
Local pages are in Spanish for now.
For example: 77057, Houston or Texas.
See all 22 cities
Illinois
Your situation
What do you need to sort out today?
Choose the option closest to your situation. You can change it later.
Choose an option and we'll tell you what we would do in that case.
What often happens
Having insurance and being covered aren't always the same thing.
Choose what's happening to you. Almost all of this can be sorted out in one call.
Choose one of the situations and we'll tell you here what's behind it and how to check it.
What's in your county
Bronze, Silver or Gold? See it with your county's prices.
Three questions (ZIP code, household and income) and we show you the three levels side by side, with what each would cost and when it starts covering. No name, no phone number and no made-up examples.
Comparador
Two plans that cost the same each month can start covering thousands of dollars apart. Sorted by price, you can't see that difference.
We don't ask for your name, phone number or status. Prices come from the official Marketplace for your county.
The process
Getting started can be this simple.
In this first conversation we don't ask for your Social Security number, your medical history or your immigration status.
No fine print
If the guidance is at no cost, what's the catch?
Our compensation may come from insurance companies when applicable. The guidance we offer consumers comes at no cost to you.
That does not mean everyone qualifies for the same help or that every option costs the same. It depends on each person's situation.
Your way in
Many people can enroll today and don't know it.
Outside Open Enrollment, the way in is called a "qualifying life event," and you usually have about 60 days from when it happens. It's more common than it seems.
Has any of this happened to you in the last 60 days?
Choose the one that applies and we'll tell you what it means in your case.
None of these? Then your date is November 1, 2026, when Open Enrollment begins.
We'll remind you a few days before and get everything ready, so you reach December 15, 2026 with your decision made and your coverage can start on January 1.
Next steps
How would you like to continue?
Choose whichever channel is most comfortable for you. They all reach the same person.
Choose a channel on the left and what you need will appear here. If you'd rather not choose, this is the direct number:
Mario Barrera, a licensed agent, answers. In English or Spanish.
Questions
What people ask us before they call.
Who helps you
You can check who we are.
An insurance license is public. Mario Barrera's license can be looked up in the official Texas Department of Insurance lookup, without going through us.
- Agent
- Mario Barrera
- Company
- Mario Barrera LLC
- NPN
- 17440153
- Texas license
- #3008095
- Licensed states
- Texas, California, Florida, New York, Illinois, Arizona, Virginia, and Maryland
- Languages
- English · Spanish